If you need legal help but do not have much money right now, you should look into a few options to help you afford it. Most attorneys advise you to not go without their assistance just because you do not have the cash upfront. This is why there are several payment options at most firms.
If you do not have the money and do not foresee having it anytime soon, you should find out if your case can be taken on pro bono. This would mean your lawyer would work on the case for free. Many firms require their attorneys to work a certain number of hours for free, since it is essentially community service. However, you need to meet a few requirements to qualify, one of them being that you clearly do not have the money to pay for the legal assistance you need. You have nothing to lose by giving this option a try.
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If the lawyer you talk to does not accept your case pro bono, you can find a firm that offers contingency fees. This means that if you lose, you do not have to pay any fees to the attorneys who help you. But if you win, the fees are taken out of the money you get from the case. For this reason, if there is no chance of you getting money if you win the lawsuit, or if there is very little chance of you winning, you will have a hard time finding a lawyer to take your case on a contingency basis.
The good news is that many attorneys offer payment plans, especially for clients who are clearly struggling financially, such as when they are considering bankruptcy. Find a lawyer who will let you pay off your total over time. In most cases, you will need to pay a deposit when you start getting legal help, and then you will owe the rest when the lawsuit is over.
Your last resort should be using credit cards for paying for the assistance you get. Many firms accept major cards, so it should not be hard to find a lawyer you can pay this way. All you need for this to work well is enough credit to afford the legal fees, along with a reasonable interest rate.
If you are in need of legal advice, do not let a lack of funds stop you from getting it. Use these tactics to afford the assistance you need. You can simply ask around to find out which firms offer the payment option that most appeals to you.
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