When it comes to lawyer lawsuits, suing for credit card debt results in easy money for attorneys because 92% of the time there is no opposition whatsoever to their lawsuit. There seems to be some types of "shyness" connected to people that have fallen behind on paying their credit card bills.
Someone loses their job amidst this depression, cannot pay their bills and then appear to develop some kind of fear or "paranoid" feelings about their situation. Failure to face the problem is a big mistake. If you have no money to pay a debt then you must use your brain to find a solution.
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Finding a solution to the debt problem is further complicated by the commercial offerings people find available to them such as debt settlement, credit counseling, bankruptcy, debt negotiation and a host of other so-called solutions all of which require something people do not have. Money!
A "do it yourself" mindset might be just the ticket when you have no money to "do something" about your situation. You must eliminate "fear" from the equation because it is the only thing standing in your way when it comes to dealing with credit card lawyer lawsuits.
Millions of people are facing almost the exact situation that you are in. They have no money to hire an attorney to defend themselves so they take on some kind of "ostrich mentality" hoping their credit card debt problem will go away. When you pull your head out of the sand things could be far worse because of inaction.
Stop shaking and type "Fair Debt Collection Practices Act" into your favorite search engine. Begin reading about your rights and defenses that you are legally entitled to. You do not need an attorney and it will cost less than $10 to send a "demand for verification" notice by certified mail with return receipt requested.
Doing this one thing will increase your chances of beating any lawyer lawsuits by 92%! The "ostrich population" did nothing and was beaten by a "default judgment" issued by a judge because there was absolutely no response to the lawsuit. This is an absolutely amazing statistic!
Why take a chance with some credit card lawyer lawsuit when you can spend $10 and a few minutes writing a verification letter? Pull your head of the sand and do not let some young attorney garnish your wages and put a lien on your property. Take action!
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